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Hi, I'm Lee Binz, The HomeScholar. This blog answers commonly asked questions about homeschooling high school.

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A Desperate Mom's Plea: How Do I Pay for College?

I want to tell you that the "desperate mom" feeling is completely normal! This is the absolute WORST time of year for that feeling. Most students have already chosen a college, and have already applied and are eager to leave home. Yet most parents are looking at the sticker price of the college and feel completely overwhelmed because you haven't received any financial aid yet.

Almost everyone pays less than sticker price for a college. If your son has SAT scores of 550 and above in each area, then he is probably an above average student. If he doesn't, there is still time for him to take an SAT review class and retake the SAT test in March in order to increase his score, and increase his financial aid award.

In general the state colleges don't have as much financial aid as the private colleges do. If you can convince your son to apply to other schools, private schools, he may actually pay less that he would at the state schools.

I think you are already doing everything right, I think you are just in that crisis period when you don't know how you are going to pay. That feeling will get worse once you get his letter of acceptance and you STILL don't know how to pay. Most colleges tell you that you are admitted first, and then seems like a LONG time later until you hear about your financial aid! That's the worst time.... The only thing that I can really suggest is that you apply to a few other schools over the holidays; private schools where your son might be OVER qualified, and the BEST candidate they see all year.

Blessings,

Lee
The HomeScholar
www.TheHomeScholar.com
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